Ujjivan Small Finance Bank Share Price Target: Friends, today we will try to know in which direction the performance of one of India’s leading Small Finance Bank can be seen going in the future. Ever since this bank has been listed in the stock market, there has been a continuous decline in the share price.
Where can we see the performance of Ujjivan Small Finance Bank going in the coming years? Today, along with thoroughly analyzing the business of the bank, we will also look at future opportunities, which will give us an idea of how much the Ujjivan Small Finance Bank Share Price Target will be in the coming years. Let us analyze in detail-
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Fundamental Analysis of Ujjivan Small Finance Bank
| Company Essentials | Values |
|---|---|
| Company Name | Ujjivan Small Finance Bank Ltd |
| Founded | Karnataka, 2010 |
| Country | India |
| Primary Exchange | BSE And NSE |
| Market Cap | Rs.9,764.50 Cr. |
| EPS | Rs.8 |
| P/E Ratio | 6.25 |
| ROE | 33.75 % |
| Dividend Yield | 2.82 % |
| 52 Week Low | Rs.19.40 |
| 52 Week High | Rs.52.25 |
| Face Value | Rs 10 |
| PROMOTER HOLDING | 73.67 % |
| SALES GROWTH | Not Mention |
| PROFIT GROWTH | 365.30 % |
Ujjivan Small Finance Bank Share Price Target Tomorrow
| Date | Price | Min Price | Max Price |
|---|---|---|---|
| 2024-03-18 | 46.523 | 45.344 | 47.835 |
| 2024-03-19 | 46.137 | 44.821 | 47.365 |
| 2024-03-20 | 44.246 | 43.028 | 45.479 |
| 2024-03-21 | 45.549 | 44.267 | 46.751 |
| 2024-03-22 | 44.693 | 43.414 | 46.012 |
| 2024-03-25 | 44.446 | 43.206 | 45.681 |
| 2024-03-26 | 44.059 | 42.902 | 45.218 |
| 2024-03-27 | 42.169 | 40.956 | 43.448 |
| 2024-03-28 | 43.471 | 42.132 | 44.756 |
| 2024-03-29 | 42.615 | 41.340 | 43.860 |
Ujjivan Small Finance Bank Share Price Target 2024, 2025, 2026, 2027, 2030 Table
| Year | Ujjivan Small Finance Bank Share Price Target |
|---|---|
| First Target 2024 | Rs 60 |
| Second Target 2024 | Rs 65 |
| First Target 2025 | Rs 72 |
| Second Target 2025 | Rs 78 |
| First Target 2026 | Rs 90 |
| Second Target 2026 | Rs 95 |
| First Target 2027 | Rs 105 |
| Second Target 2027 | Rs 114 |
| Target 2030 | Rs 180 |
Ujjivan Small Finance Bank Share Price Target 2024
If we look at most of the business operations of Ujjivan Small Finance Bank, it focuses only on rural areas where banking facilities are very less available for the people, Ujjivan provides every facility related to banking services to the people. In recent times, due to the impact of the pandemic being seen among the people of rural areas, a huge increase in NPA is being seen in the business of Ujjivan Small Finance Bank.
Management also believes that the Assets Quality of Ujjivan Small Finance Bank is seen to be in a very poor condition at present and there is very little hope of improvement in the Assets Quality of the bank in the coming time. Because of the continuously increasing NPA in the business of Ujjivan Small Finance Bank, every big investor is seen staying away from this sector, due to which you are not going to see much growth in its share price for some time to come.
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If seen in a short time, you can see good growth and the first target showing at Rs 568 till Ujjivan Small Finance Bank Share Price Target 2024. After gaining interest in this target, you may soon see another target of Rs 667.
Ujjivan Small Finance Bank Share Price Target Table 2024
| Month | Target |
|---|---|
| January 2024 target for UJJIVAN | ₹568.71 |
| February 2024 target for UJJIVAN | ₹582.27 |
| March 2024 target for UJJIVAN | ₹568.54 |
| April 2024 target for UJJIVAN | ₹561.6 |
| May 2024 target for UJJIVAN | ₹562.02 |
| June 2024 target for UJJIVAN | ₹572.07 |
| July 2024 target for UJJIVAN | ₹582.2 |
| August 2024 target for UJJIVAN | ₹614.68 |
| September 2024 target for UJJIVAN | ₹614.72 |
| October 2024 target for UJJIVAN | ₹614.9 |
| November 2024 target for UJJIVAN | ₹667.62 |
| December 2024 target for UJJIVAN | ₹667.62 |
Ujjivan Small Finance Bank Share Price Target 2025
| Target Year | 1st Target | 2nd Target |
| 2025 | ₹ 140 | ₹190 |
Ujjivan Small Finance Bank Share Price Target 2026
With time, Ujjivan Small Finance Bank seems to be continuously showing a lot of focus on digitizing its every banking service. The bank is making every effort to provide better facilities to its customers by using the latest technology in most of its operations, due to which Ujjivan is seen growing much faster than other Small Finance Banks.
Banks are seen launching new products and services from time to time to provide better facilities to their customers, among them, banks are seen providing many excellent services like Complete Family Banking and Doorstep Banking to their customers. As banks will be seen providing better facilities to their customers with the help of digitization, it will be very easy for the bank to add new customers rapidly, the benefit of which will be seen in the coming time.
Looking at the continuous updates in the business, Ujjivan Small Finance Bank’s Share Price Target is showing good growth in the business in 2026 and the first target you can see is Rs 714. And then you can think of holding the second target for Rs 707.
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Ujjivan Small Finance Bank Share Price Target 2026 Table
| Month | Target |
|---|---|
| January 2025 target for UJJIVAN | ₹714.75 |
| February 2025 target for UJJIVAN | ₹728.4 |
| March 2025 target for UJJIVAN | ₹714.62 |
| April 2025 target for UJJIVAN | ₹707.91 |
| May 2025 target for UJJIVAN | ₹708 |
| June 2025 target for UJJIVAN | ₹708.01 |
| July 2025 target for UJJIVAN | ₹707.95 |
| August 2025 target for UJJIVAN | ₹707.9 |
| September 2025 target for UJJIVAN | ₹707.93 |
| October 2025 target for UJJIVAN | ₹707.92 |
| November 2025 target for UJJIVAN | ₹707.86 |
| December 2025 target for UJJIVAN | ₹707.77 |
Ujjivan Small Finance Bank Share Price Target 2027
For the growth of business of any bank related to the banking sector, it is considered best to increase its CASA Ratio. If we look at the CASA Ratio of Ujjivan Small Finance Bank every year, it is seen increasing at a very good pace, due to which the bank is seen earning very good profits by giving a good amount of loans to its customers.
In the coming time also, Ujjivan Small Finance Bank is seen providing many such excellent offers and good interest rates to all types of customers to increase their CASA deposits, due to which a lot can be expected in the coming times. The CASA deposits of the bank are going to be seen increasing with good growth, due to this the bank can be seen increasing the growth of its business very fast by giving more and more loans.
As the deposits of the bank increase, if we look at the Ujjivan Small Finance Bank Share Price Target 2027, along with the growth of the business, the first target can be seen at around Rs 845. After that, there is full hope of showing the second target of Rs 838 soon.
Ujjivan Small Finance Bank Share Price Target Table 2027
| Month | Target |
|---|---|
| January 2027 target for UJJIVAN | ₹845.19 |
| February 2027 target for UJJIVAN | ₹858.74 |
| March 2027 target for UJJIVAN | ₹845.15 |
| April 2027 target for UJJIVAN | ₹838.45 |
| May 2027 target for UJJIVAN | ₹838.41 |
| June 2027 target for UJJIVAN | ₹838.53 |
| July 2027 target for UJJIVAN | ₹838.48 |
| August 2027 target for UJJIVAN | ₹838.55 |
| September 2027 target for UJJIVAN | ₹838.69 |
| October 2027 target for UJJIVAN | ₹838.62 |
| November 2027 target for UJJIVAN | ₹838.75 |
| December 2027 target for UJJIVAN | ₹838.84 |
Ujjivan Small Finance Bank Share Price Target 2028
| Month | Target |
|---|---|
| January 2028 target for UJJIVAN | ₹915.45 |
| February 2028 target for UJJIVAN | ₹929.17 |
| March 2028 target for UJJIVAN | ₹915.53 |
| April 2028 target for UJJIVAN | ₹908.75 |
| May 2028 target for UJJIVAN | ₹908.78 |
| June 2028 target for UJJIVAN | ₹908.85 |
| July 2028 target for UJJIVAN | ₹908.83 |
| August 2028 target for UJJIVAN | ₹908.94 |
| September 2028 target for UJJIVAN | ₹909.04 |
| October 2028 target for UJJIVAN | ₹908.97 |
| November 2028 target for UJJIVAN | ₹908.91 |
| December 2028 target for UJJIVAN | ₹908.94 |
Ujjivan Small Finance Bank Share Price Target 2029
| Month | Target |
|---|---|
| January 2029 target for UJJIVAN | ₹989.41 |
| February 2029 target for UJJIVAN | ₹1003.06 |
| March 2029 target for UJJIVAN | ₹989.45 |
| April 2029 target for UJJIVAN | ₹982.71 |
| May 2029 target for UJJIVAN | ₹982.61 |
| June 2029 target for UJJIVAN | ₹982.53 |
| July 2029 target for UJJIVAN | ₹982.61 |
| August 2029 target for UJJIVAN | ₹982.69 |
| September 2029 target for UJJIVAN | ₹982.61 |
| October 2029 target for UJJIVAN | ₹982.5 |
| November 2029 target for UJJIVAN | ₹982.61 |
| December 2029 target for UJJIVAN | ₹982.62 |
Ujjivan Small Finance Bank Share Price Target 2030
If we look at the loan book of Ujjivan Small Finance Bank, we can see good diversification, the management very wisely distributes most of its loans in those sectors only where the chances of an increase in NPA are very low. Most of the loan books of the bank provide loans to customers in sectors like Group loans, Affordable Housing, Micro Individual Loans, MSE, and Agri Loan.
If we look at all these loan segments, Ujjivan Small Finance Bank is seen giving loans in very small amounts, due to which there is very little risk of increase in the NPA of the bank in the coming times, which is why Because of this, it can be fully expected that the bank’s business will see its benefits in the future.
If we are seen to keep NPA under control, then Ujjivan Small Finance Bank Share Price Target can see the share price going around Rs 1060 by 2030, showing very good growth to the shareholders.
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Ujjivan Small Finance Bank Share Price Target Table 2030
| Month | Target |
|---|---|
| January 2030 target for UJJIVAN | ₹1066.94 |
| February 2030 target for UJJIVAN | ₹1080.57 |
| March 2030 target for UJJIVAN | ₹1066.82 |
| April 2030 target for UJJIVAN | ₹1059.92 |
| May 2030 target for UJJIVAN | ₹1059.94 |
| June 2030 target for UJJIVAN | ₹1059.91 |
| July 2030 target for UJJIVAN | ₹1059.79 |
| August 2030 target for UJJIVAN | ₹1059.84 |
| September 2030 target for UJJIVAN | ₹1059.81 |
| October 2030 target for UJJIVAN | ₹1059.95 |
| November 2030 target for UJJIVAN | ₹1059.94 |
| December 2030 target for UJJIVAN | ₹1060.03 |
Some information about Ujjivan Small Finance Bank Company
- Ujjivan Small Finance Bank was started as a microfinance institution on 26 March 2010 to provide financial services to financially unserved and vulnerable people, especially economically active women.
- The first branch of the Bank as a Small Finance Bank took charge on 30 April 2017 and started its services.
- Talking about the branches of Ujjivan Small Finance Bank, currently more than 37 branches of the bank are available in the state, out of which more than 12 branches are present in rural areas. Which provides finance services to rural people.
- Ujjivan Small Finance Bank is a scheduled commercial bank providing complete banking services. Provides services such as deposits, fund transfers, microfinance, housing, personal, small, and microfinance loans and vehicle loans.
- The total number of deposit customers in Ujjivan Small Finance Bank is more than 3,90,503 and if we talk about the total deposits, it is more than Rs 257 crore.
- If we look at the number of loan customers in Ujjivan Small Finance Bank, it is 2,93,046 people, while the amount of its loan portfolio is Rs 927 crore.
- And also if we look at the number of employees of Ujjivan Small Finance Bank, it is more than 885.
- Ujjivan Small Finance Bank Company was listed in the Indian Stock Market a few years ago. This company is listed on two big stock exchanges in India, NSE and BSE.
- Right now this share is in the news due to which investors are getting very good returns in this share.
- Friends, Ujjivan Small Finance Bank Company is a quickly becoming famous bank company in this sector in India and its market cap is around Rs 9,764.50 Cr.
- Due to this, the company is counted in the small-cap category but with time this company has the capability of giving multi-bagger returns.
- If we talk about 52 Week High of Ujjivan Bank Company Share Price, then the share has crossed the high level of Rs 52.25 and if we talk about the 52 Week Low level of the share, then the share has also hit the low level of Rs 19.40.
Future of Ujjivan Small Finance Bank Share
If we look at the future in the Small Finance banking sector, the market is quite big, still a large number of people in the rural areas of India are away from banking services, due to which Ujjivan Small Finance Bank will have the opportunity to compete in this big market in the coming times. There seems to be a huge opportunity to catch
The government is also seen giving subsidies in many loans under the new scheme to promote the rural sector, due to which Ujjivan Small Finance Bank, which distributes most of the loans in this sector, seems to be getting the maximum benefit from it in the coming time.
Risk of Ujjivan Small Finance Bank share
If we look at the biggest risk in Ujjivan Small Finance Bank, then the government has a lot of rules and regulations for all the banks related to this small finance banking, due to which this type of bank cannot take its decisions like any other bank. Are.
Talking about the second risk, if we look at the banking sector, it is full of competition, especially in the banks of Small Finance sector, there is a lot of competition from small and big banks, due to which Ujjivan Small Finance Bank is trying to improve its business. You may face a lot of difficulty in increasing the time.
My opinion:-
Even though the growth in this sector has been very slow in the last few years, the way the government seems to be focusing on this sector, there are huge opportunities for the growth of this sector in the future.
If you are thinking of investing in this sector, then you can think of investing a small part of your portfolio in the shares of Ujjivan Small Finance Bank. But remember, before making any investment decision, do not forget to analyze the stock yourself or take the help of your financial advisor.
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Ujjivan Small Finance Bank Share Price Target F.A.Q.
How will Ujjivan Small Finance Bank share fare in the future?
If we look at the Small Finance banking sector, it has just started showing growth. In the coming times, as Ujjivan Small Finance Bank will be seen expanding the market more and more, accordingly you can see a big growth in the share price also.
Does Ujjivan Small Finance Bank pay dividends to its shareholders?
Looking at the records of the last few years, in terms of dividends, Ujjivan Small Finance Bank’s share looks quite good, recently the bank has also been seen paying good dividends to its shareholders.
Who is the Chief executive officer of Ujjivan Small Finance Bank?
Ittira Davis is currently appointed as the CEO of Ujjivan Small Finance Bank.
Conclusion
I hope that after reading the article Ujjivan Small Finance Bank Share Price Target 2024, 2025, 2026, 2027, and 2030, you will have a good idea about where the performance of the bank can be seen going in the coming years. If you still have any questions related to this article then do not forget to tell me in the comments. For more information about such stocks related to the share market, you must also read our other articles.